About
Travis Penny
Mortgage Loan Originator
NMLS 1649161. Vision Mortgage LLC (NMLS 23007) · Verify license
Travis built his mortgage practice in Portland, Maine helping retirees structure financing into Florida. the asset-depletion loans, the second-home and snowbird purchases, the bridge financing, the DSCR investor loans. He's licensed in both states and brokers loans through a nationwide lender network in 38 states.
- 📞 (207) 615-7770
- ✉️ travis@travis.mortgage
- 📷 @homeloangoat
- 📍 Service area: Florida, Maine, All of Sun City Center, Tampa Bay, and more
Background & origin story
Travis built his mortgage practice in Portland, Maine helping retirees structure financing into Florida. the asset-depletion loans, the second-home and snowbird purchases, the bridge financing, the DSCR investor loans. He's licensed in both states and brokers loans through a nationwide lender network in 38 states.
Education & credentials
NMLS-licensed Mortgage Loan Originator. Continuing education on FHA, VA, conventional, jumbo, asset-depletion, DSCR, and non-warrantable condo programs.
Years of experience & specialty
Specialty in 55+ buyers, snowbirds, retirees on fixed income, asset-rich/income-light borrowers, and Maine-to-Florida relocation financing. Regularly closes Kings Point condos including non-warrantable buildings.
Closed transaction volume
Active production across FL & ME, with a heavy concentration of retirement and snowbird relocation files.
Common client profile
Retirees, pre-retirees, snowbirds, second-home buyers, asset-rich borrowers using asset depletion, real estate investors using DSCR, and clients buying non-warrantable Florida condos.
Personal note
Based in Portland, Maine. Office: 352 Warren Avenue, Suite 6, Portland, ME 04103.
Press & media
Available for commentary on retirement mortgage strategy, Maine-to-Florida relocation financing, and snowbird second-home loans.
Awards & recognition
- Branded as 'Home Loan GOAT'
Communities served
- All Sun City Center neighborhoods
- Kings Point (warrantable & non-warrantable)
- Renaissance
- La Paloma
- Maine markets
Languages
- English
Memberships
- NMLS Consumer Access listed
- Vision Mortgage LLC team