How much does assisted living cost in Sun City Center?

Monthly rates typically run $3,000 to $5,000 or more, depending on the community, unit size, and level of care needed. CCRCs may also charge an entrance fee with partial refundability.

Can I tour these communities?

Yes. Each community offers private tours by appointment. We can refer you directly to the placement specialists most familiar with current availability and pricing.

Is care included in the monthly rate?

Independent living rates typically cover housing, meals, housekeeping, and amenities. Assisted living adds care services, often priced as add-on tiers depending on the level of help needed.

Do Travis and Dewey handle these transactions?

These are not traditional real estate or mortgage transactions, so Travis and Dewey don't broker them directly. They can refer you to specialists who do, and they can help you sell your existing home so you have the proceeds to fund the move.

Sun City Center

📞 (813) 576.3131

Community Guide

Independent and Assisted Living

Rental and care-based options.

By Dewey Kopenga and Travis Penny. updated July 2026

Independent and Assisted Living entrance

Quick Read

Sun City Center includes four major rental and care-based communities for residents who want services included rather than ownership. Sun Towers, Lake Towers, Aston Gardens, and Freedom Plaza offer varying levels of independent and assisted living. These are not traditional purchases.

Quick facts

Sun Towers	Independent + assisted
Lake Towers	Independent + assisted
Aston Gardens	Independent + assisted
Freedom Plaza	Continuing care community
Typical monthly cost	$3,000 to $5,000+
Ownership	Rental / entrance-fee model

Who Independent and Assisted Living fits

Residents who want meals, housekeeping, and care included in one payment.
Adults transitioning out of homeownership.
Families seeking a continuum-of-care option for aging parents.

Who it doesn't fit

Buyers who want to build equity through ownership.
Active 55+ adults who want a yard, golf cart, and full independence.

When to consider rental vs aging-in-place ownership

Rental and care communities make sense when daily support, meals, or medical care become part of the equation, or when an owner no longer wants to manage a home. Many SCC residents start in SCC Proper or Kings Point and later transition to one of these communities. Travis and Dewey can help map the financial picture either direction.

Costs

Monthly rates typically range from $3,000 to $5,000+ depending on the community, unit size, and care level. Some communities use entrance fees and refundable buy-ins (continuing care). Always request a current rate sheet directly from the community.

Care levels available

These communities offer independent living (no scheduled care), assisted living (help with daily activities), and in some cases memory care or skilled nursing. Care level can change as needs evolve, often without moving to a different building.

Once you have a price range for Independent and Assisted Living, the next question is usually how much of it to finance. Retirees with cash on hand often assume paying in full is the safest move. It is not always. Our cash or mortgage guide walks through the liquidity math, and the cash vs mortgage calculator lets you model both.

On the ground

Photos from Independent and Assisted Living

Original photography by our team. No stock images.

Freedom Plaza senior living entrance monument

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Real prices, HOA breakdowns, the questions to ask before you make an offer, and the exact steps to move from out of state with zero stress. Written by Dewey and Travis, the two people who do this every day.

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