Total Monthly Cost

Total Monthly Cost Estimator

The sticker price is only part of the story. This estimator rolls your mortgage, taxes, insurance, HOA, and CDD into one true monthly number so you can compare neighborhoods honestly.

Home price

Down payment

Interest rate

Loan term

yrs

Property tax rate

Insurance (yearly)

HOA / bundled fee (monthly)

CDD fee (yearly)

Results

Enter a rate to see an estimate

For illustration only. Not a loan offer or rate quote. Your actual rate and payment depend on your full application.

Want this in writing?

We will email you the full breakdown with the line items, the assumptions behind the numbers, and what changes them.

First name

Cell phone

So Travis or Dewey can walk you through the numbers. No robocalls, no spam.

How are you planning to pay?

Optional. By checking this box, I provide express written consent for Sun City Center Florida, Vision Mortgage LLC, NMLS 1286953, and Top Homes Group at Keller Williams to contact me by phone, text message, and email at the number and address I provided, including through automated and AI assisted calls and prerecorded messages, about my inquiry and related real estate and mortgage services. Consent is not a condition of any purchase. Message and data rates may apply. Reply STOP to opt out at any time. See our Privacy Policy.Optional. I agree that Travis Penny (NMLS 1649161) | Vision Mortgage and Dewey Kopenga | Top Homes Group at Keller Williams may send me text messages about my home search and financing at the phone number I entered above, including marketing texts and texts sent using automated technology. Agreeing is not a condition of getting a loan or of purchasing any property, goods, or services. Message frequency varies. Message and data rates may apply. Reply STOP to opt out at any time, or tell us by phone or email. I confirm I am 18 or older and the account holder or regular user of this number.

Travis Penny NMLS 1649161 | Vision Mortgage NMLS 1286953 | Equal Housing Opportunity

Includes your inputs. One email. No spam.

Prefer to talk it through? Call Rex, the 24 hour automated concierge, at (813) 576.3131.

Notes

◆Sun City Center proper: base HOA can run $25 to $700+ monthly depending on the sub-association, and most homes carry no CDD.
◆Kings Point bundles cable, exterior maintenance, and amenities into one higher monthly fee.
◆Newer communities like Renaissance and Cypress Creek may add a CDD assessment. ask Dewey for the exact ledger on any home.
◆Florida insurance varies widely by roof age and elevation. Travis can pull a real quote for a specific address.
◆This is an estimate, not a quote or a commitment to lend. Mortgage broker Travis Penny, NMLS 1649161, can run real numbers for your file.

Get the real number

These are estimates. Travis runs the actual quote.

Talk to TravisTravis Penny, Mortgage Broker, NMLS 1649161Talk to Dewey