Skip to content

Total Monthly Cost


Total Monthly Cost Estimator

The sticker price is only part of the story. This estimator rolls your mortgage, taxes, insurance, HOA, and CDD into one true monthly number so you can compare neighborhoods honestly.

Results


Principal & interest
$1,355 /mo
Property tax
$246 /mo
Insurance
$233 /mo
HOA / bundled fee
$350 /mo
CDD fee
$0 /mo
Total monthly cost
$2,184 /mo

Notes

  • Sun City Center proper: base HOA can run $25 to $700+ monthly depending on the sub-association, and most homes carry no CDD.
  • Kings Point bundles cable, exterior maintenance, and amenities into one higher monthly fee.
  • Newer communities like Renaissance and Cypress Creek may add a CDD assessment. ask Dewey for the exact ledger on any home.
  • Florida insurance varies widely by roof age and elevation. Travis can pull a real quote for a specific address.

Get the real number


These are estimates. Travis runs the actual quote.


Real Estate

Dewey Kopenga, Florida Licensed Real Estate Sales Associate, License SL3656230. Brokered by Top Homes Group at Keller Williams Realty. Verify any Florida real estate licensee at the Florida Department of Business and Professional Regulation, myfloridalicense.com.

Mortgage

Travis Penny, MLO, NMLS ID 1649161, FL & ME. Vision Mortgage, LLC, NMLS ID 1286953. 352 Warren Avenue, Suite 6, Portland, ME 04103. Verify on nmlsconsumeraccess.org. This site is not an offer to lend or commitment to lend.

EQUAL HOUSINGOPPORTUNITY

Equal Housing Opportunity. Equal Housing Lender. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

© 2026 All rights reserved.

Sun City Center, Florida.com runs on RAEDAR.