How much does it cost to retire here?

Most retired couples spend $3,800 $5,500/mo all-in once the home is paid off. HOA fees ($25 $700/mo), property tax (~1.1% of assessed), and insurance ($1,800 $3,800/yr) are the main variables. See the full Cost of Living guide.

What's the difference between SCC, Kings Point, and Renaissance?

SCC proper is the original Del Webb community. single-family, 100+ sub-HOAs, low fees. Kings Point is gated, bundled-fee, condo/villa-heavy, and turnkey. Renaissance is the upscale newer build with the showcase golf course. Each has its own community page.

Is it safe? Does it flood? Does it get hit by hurricanes?

Crime runs below county and national averages. Most of SCC is FEMA flood zone X, but evacuation zones vary by street. Direct hurricane hits are rare but real. verify the specific address before purchase. See the Safety guide.

Can I get a mortgage if I'm retired with no W-2 income?

Yes. asset-depletion programs qualify retirees using IRA, brokerage, and savings balances. Travis Penny brokers these in 38 states under NMLS 1649161 / Vision Mortgage NMLS 23007. See the Mortgage guide.

What's the weather actually like?

245+ sunny days, mild winters (50s 70s), hot humid summers (highs near 90 with afternoon storms). Hurricane season runs June November. The good months are October through May. See the Weather guide.

Can I snowbird here without buying?

Yes. seasonal rentals (3-month minimum in most associations) are common at $2,800 $5,500/mo in peak season. We almost always recommend renting one season before buying.

Where does Dewey work?

Within a 50-mile radius of Sun City Center and across all of Tampa Bay. Tampa, St. Petersburg, Brandon, Riverview, Apollo Beach, Bradenton, Sarasota, and the Gulf Coast beaches.

Sun City Center

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Frequently Asked

Sun City Center, Florida. Complete FAQ Guide (2026)

By Dewey Kopenga and Travis Penny. updated May 2026

TL;DR

Quick answers to the questions we get every week from buyers considering Sun City Center. from cost of living and HOA fees to hurricanes, healthcare, financing, and snowbird logistics.

Use this page as your starting map

Each answer below links to the full guide on that topic. If you can't find what you're looking for, book a 30-minute call. Dewey for property questions, Travis for financing, both for relocation strategy.

Frequently Asked

Questions about frequently asked.

Sun City Center is a 55+ active adult community in Hillsborough County, founded in 1961 by Del Webb. ZIP 33573 has approximately 33,500 residents, with 11,000+ in Sun City Center proper. The community covers SCC proper, Kings Point, Renaissance, The Preserve at La Paloma, and several assisted-living campuses.

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