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Affordability


Affordability Calculator

Reverse-engineers a price target from your monthly housing budget. calibrated to SCC taxes, insurance, and HOA.

Results


Total housing budget
$2,450 /mo
P&I budget
$1,630 /mo
Estimated loan
$251,311
Estimated home price
$316,311

Want this in writing?

We will email you the full breakdown with the line items, the assumptions behind the numbers, and what changes them.

Includes your inputs. One email. No spam.

Prefer to talk it through? Call Rex, the 24 hour automated concierge, at (813) 576.3131.

Notes

  • โ—†Assumes ~$470/mo blended taxes + insurance per $325k SCC home.
  • โ—†Lenders cap DTI ~43 to 50% depending on program. 38% is a conservative comfort target.
  • โ—†Travis can pre-approve you at the actual rate and DTI for your loan program.
  • โ—†If you could pay cash for the whole purchase, run the Cash vs Mortgage Calculator at /tools/cash-vs-mortgage before you decide. Affordability is only half of the picture.
  • โ—†This is an estimate, not a quote or a commitment to lend. Mortgage broker Travis Penny, NMLS 1649161, can run real numbers for your file.

Get the real number


These are estimates. Travis runs the actual quote.