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HOA and Fees


Sun City Center HOA and CDD Fees Explained

By Dewey Kopenga and Travis Penny. updated September 26, 2026

TL;DR

Every Sun City Center owner pays a modest community association fee that funds the shared clubhouses, pools, and amenities. On top of that, your neighborhood sets the rest. In Sun City Center proper a low sub association fee leaves lawn and roof upkeep to you. In Kings Point a higher monthly condo fee bundles exterior maintenance and amenities into one payment. Some homes also carry a CDD assessment on the tax bill.

Base community fee

Low

Kings Point condo fee

All included

CDD

Some homes

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The short answer


The base community association fee in Sun City Center is low by Florida standards and covers the shared amenity network. What changes your total is the neighborhood. Single family owners in SCC proper pay a small sub association fee and handle their own exterior costs. Kings Point owners pay a higher all included condo fee that bundles roof, paint, lawn, pest, water, and amenities. Newer areas may also carry a CDD assessment for infrastructure.

The community association fee


Every owner in Sun City Center pays into the community association that runs the two big clubhouse campuses, the pools, the fitness centers, and the club spaces. This fee is the price of the shared lifestyle, and it stays low relative to comparable Florida communities.

Paying cash? You may be able to get your cash back.

If you buy with cash, you may be able to refinance within 6 months to get some of it back, subject to loan limits and documentation. Travis Penny checks your plan before you wire funds.

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Travis Penny NMLS 1649161 | Vision Mortgage NMLS 1286953 | Equal Housing Opportunity

Sun City Center proper sub associations


Most single family homes in SCC proper sit inside a small sub association with a low fee. You own your roof, your lawn, and your exterior, so you carry those maintenance costs directly. That keeps fixed fees low but leaves upkeep on your plate.

Kings Point condo fees


Kings Point works differently. A higher monthly condo fee bundles exterior maintenance, roof reserves, lawn care, pest control, water, and the private Kings Point amenities into one payment. It costs more each month, but it removes surprise repair bills and suits lock and leave snowbirds.

What CDD means


A Community Development District assessment can appear on the property tax bill in newer areas. It repays the bonds that funded roads and utilities. Always ask whether a home carries a CDD before you buy, because it changes your true monthly cost.

Frequently Asked


Questions about hoa and fees.

The base community association fee is low by Florida standards. Your total depends on the neighborhood, since Kings Point bundles far more into a higher monthly condo fee than a single family sub association in SCC proper.

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Call DeweyTalk to Travis About FinancingTravis Penny, Mortgage Broker, NMLS 1649161

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