Neighborhood Guide
Villages at Cypress Creek Sun City Center
Newer single-family with a bundled HOA.
By Dewey Kopenga and Travis Penny. updated July 2026
Quick Read
The Villages at Cypress Creek is a newer, non-gated single-family neighborhood in the Sun City Center area of Florida, with homes generally priced from $455,000 to $740,000+ and a bundled community HOA. Unlike deed-restricted Sun City Center Proper, it includes all-ages sections rather than a strict 55 plus rule. Exact HOA dues, section restrictions, and lot sizes vary, so for current figures, text Travis or Dewey.
Part of Sun City Center Proper in Sun City Center, Florida.
Quick facts
| Parent community | Sun City Center area (adjacent) |
| Home style | Newer single-family |
| HOA | Bundled community fee |
| Gated | No |
| Price range | $455,000 to $740,000+ |
| Age note | All-ages sections; not a 55+ deed restriction |
Price range
$455,000 to $740,000+
Prices move with inventory and updates. Ask Dewey for the current available list before you set a budget.
What buyers ask about The Villages at Cypress Creek
Fee, reserve, and 2026 condo rule answers below are current as of July 2026.
Is The Villages at Cypress Creek age-restricted to 55 plus?
Not entirely. Cypress Creek includes all-ages sections and is not a strict 55 plus deed-restricted community like Sun City Center Proper.
Age rules vary by section within Cypress Creek, so if a strict 55 plus requirement matters to you, confirm the specific section and its recorded restrictions before you write an offer. For a check on a given address, text Travis or Dewey.
What do the community fees cover in The Villages at Cypress Creek, and how is the HOA structured?
Cypress Creek uses a bundled community HOA that typically funds common-area maintenance and amenities, rather than the sub-association plus SCCCA structure of Sun City Center Proper.
The exact inclusions and dues vary by section and change over time, so we do not print a figure that could be stale. Verify the current budget and covered services in the governing documents, and for the current numbers, text Travis or Dewey.
What kind of homes and lot sizes are in The Villages at Cypress Creek?
Cypress Creek is newer single-family construction, more contemporary than the original Del Webb stock in Sun City Center Proper.
Square footage, floor plans, and lot dimensions vary across sections, and the current price range is generally $455,000 to $740,000+. For the specific homes and lot sizes available right now, ask Dewey for the live list.
How do I finance a home in The Villages at Cypress Creek?
These single-family homes are financed like standard resale or new construction, not condo warrantability, but your program depends on your file.
Conventional, second-home, jumbo, and asset-depletion programs each carry different terms. Travis Penny, a mortgage broker and never a lender, matches Cypress Creek to the right program for your situation. The general financing rule lives on our Financing hub, and for your exact scenario, text Travis or Dewey.
What is life and location like in The Villages at Cypress Creek?
Cypress Creek is a newer, golf-cart-friendly neighborhood near Sun City Center with community amenities and no country-club fee.
Street feel, amenity access, and proximity to the main Sun City Center campus vary by section within Cypress Creek. For an honest read on how a specific section lives, ask Dewey.
This page covers the The Villages at Cypress Creek-specific answer. For the general Kings Point financing rule that applies across every association, see our Financing hub. Travis Penny is a mortgage broker, never a lender, with Vision Mortgage LLC, NMLS 1286953, individual NMLS 1649161, licensed in FL and ME. Dewey Kopenga is a Realtor, FL License SL3656230, with Top Homes Group at Keller Williams Realty.
Who The Villages at Cypress Creek fits
- Buyers who want newer construction near Sun City Center.
- Households who prefer a predictable bundled HOA.
- Those who want amenities without a country-club fee.
Who it doesn't fit
- Buyers who require a strict 55+ deed restriction.
- Golf-course-view seekers.
- Lowest-entry-price shoppers.
More in Sun City Center Proper
Other Sun City Center Proper neighborhoods
- Caloosa Country Club EstatesGolf-course living in the original Del Webb section.
- Sun LakesWater-view single-family living in SCC Proper.
- GreenbriarPopular single-family pocket in SCC Proper.
- Club ManorAn established pocket inside SCC Proper.
- CypressviewAn established pocket inside SCC Proper.
- WedgewoodAn established pocket inside SCC Proper.
- Westwood GreensAn established pocket inside SCC Proper.
- St GeorgeAn established pocket inside SCC Proper.
- Meadowlark ManorAn established pocket inside SCC Proper.
- Royal Doulton EstatesAn established pocket inside SCC Proper.
- Sabal LakesAn established pocket inside SCC Proper.
Next step
Ready to look at The Villages at Cypress Creek?
Talk to Dewey about what's currently available and walk through financing scenarios with Travis on the same call.