Neighborhood Guide
Highgate Kings Point Sun City Center
All-included condo living behind the gate.
By Dewey Kopenga and Travis Penny. updated July 2026
Quick Read
Highgate at Kings Point is a gated, all-included 55+ condo and villa association in Sun City Center, Florida, with homes generally priced from $125,000 to $235,000+. One monthly fee bundles exterior maintenance, utilities, internet, security, and full amenity access. Fees, reserves, and lender warrantability vary by building, so for Highgate's current figures, text Travis or Dewey.
Part of Kings Point in Sun City Center, Florida.
Quick facts
| Parent community | Kings Point |
| Home style | Condo / villa |
| Gated | Yes, 24/7 |
| Fees | Bundled (maintenance, utilities, amenities) |
| Price range | $125,000 to $235,000+ |
| Age requirement | At least one resident 55+ |
Price range
$125,000 to $235,000+
Prices move with inventory and updates. Ask Dewey for the current available list before you set a budget.
What buyers ask about Highgate at Kings Point
Fee, reserve, and 2026 condo rule answers below are current as of July 2026.
Is Highgate at Kings Point warrantable, and can you get a conventional loan here?
Usually yes, but warrantability is building-specific and it changes over time.
Most Kings Point associations are warrantable for conventional financing, while some are non-warrantable because of reserves, investor concentration, or litigation. Highgate's current status is not something to assume. The general Kings Point financing rule lives on our Financing hub, and Travis confirms the exact status for Highgate before you write an offer. For that building-specific answer, text Travis or Dewey.
What down payment do you need in Highgate?
That depends on your loan program and the building's warrantability, not on a fixed number we can quote here.
Conventional, second-home, jumbo, and asset-depletion programs each carry different minimums, and a non-warrantable building can change the math. Travis Penny, a mortgage broker and never a lender, matches Highgate to the right program for your file. For your exact figure, text Travis or Dewey.
What are the HOA fees and what do they cover in Highgate?
Kings Point associations bundle exterior maintenance, roof, water, sewer, basic cable, internet, pest control, landscaping, trash, 24/7 security, and full amenity access into one monthly fee.
The exact Highgate fee, its reserve position, and any open special assessment vary by building and change over time, so we do not print a figure that could be stale. The accurate, current way to get the Highgate number is to text Travis or Dewey.
What kind of homes are in Highgate, villa or condo, and what size range?
Highgate homes are condo and villa in style inside the gated Kings Point community.
Square footage, bedroom count, and floor plans vary across the association, and the current price range is generally $125,000 to $235,000+. For the specific plans and sizes available in Highgate right now, ask Dewey for the live list.
Can you rent in Highgate, and what are the restrictions?
Rental rules are set by each Kings Point association and vary, so Highgate's policy is not something to assume.
Most Kings Point associations require minimum lease terms, often several months, and generally prohibit short-term vacation rentals, but caps and approval steps differ by building. For Highgate's current rental rules, text Travis or Dewey.
This page covers the Highgate at Kings Point-specific answer. For the general Kings Point financing rule that applies across every association, see our Financing hub. Travis Penny is a mortgage broker, never a lender, with Vision Mortgage LLC, NMLS 1286953, individual NMLS 1649161, licensed in FL and ME. Dewey Kopenga is a Realtor, FL License SL3656230, with Top Homes Group at Keller Williams Realty.
Who Highgate at Kings Point fits
- Lock-and-leave and snowbird buyers.
- Owners who want a bundled monthly fee.
- Buyers who value gated security.
Who it doesn't fit
- Buyers wanting a private yard or detached home.
- Owners with large pets.
- Buyers wanting exterior-modification freedom.
More in Kings Point
Other Kings Point neighborhoods
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- Oxford II at Kings PointBundled-fee condos within the Kings Point gate.
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Next step
Ready to look at Highgate at Kings Point?
Talk to Dewey about what's currently available and walk through financing scenarios with Travis on the same call.